Buying Short Sales in New Jersey



Short sales in New Jersey can give home and property buyers an excellent bargain. Short sales are given away by their prices, when they seem far too low for the value of the property. This might be kind of difficult to tell in today’s de-valuation of property, but simply compare that property to other similar ones in the area to see if it could be a short sale or not. A question to the agent who lists the property will reveal for sure whether or not the properties you’re looking at are short sales in New Jersey, or if the prices are low for other reason like the need for repairs or poor location.

While short sales in New Jersey are designed to sell fast for less than the value of the property, sales don’t always run as smooth as that. Consider that the lender is probably unhappy about the short sale, and the homebuyer who can no longer make the mortgage payments came into the idea in a state of need. When short sales in New Jersey take place, that means that the buyer can’t make the payments and has convinced the lender to sell the property for less than its value. This helps the lender sell the home to someone who will make payments, and can help keep the buyer from being foreclosed upon or having to file bankruptcy, if that’s even possible.

The first thing to remember about short sales in New Jersey is that the price that’s offered is usually pretty close to the price the lender expects to get. So low-ball offers will probably be rejected summarily. And short sales in New Jersey aren’t always because the buyer can’t pay. It could be a case of the property being over-valued originally, or that the value has dropped, even while the buyer is current.

It’s important before you consider buying short sales in New Jersey that you know the history of the property. Look through public records to discover who the titleholder is, whether a foreclosure has been initiated and how much money is owed on the property. Having this knowledge, especially about how much is owed, can give you the upper hand when making offers to the lender. In cases where there are two loans on that property from two mortgage lenders your offer will need to be higher in order to make it work, so you may want to look at other short sales in New Jersey for better bargains.

You’ll want an agent working for you that’s handled many short sales in New Jersey to avoid the things that can drag down negotiations and closings, and make sure you get the proper follow up throughout the whole process. And an experienced agent can help protect you from short sale scams, like the home buyer who’s behind on the mortgage payments insisting that you must pay him or her a fee in order to be able to purchase the short sale, which is fraud. Get a good agent and protect yourself when buying short sales in New Jersey.



By: Chris Narfundle

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Nj Cure Auto Insurance New Jersey – Safety Driving Tips



Njcure (Nj Cure Auto Insurance) Safety Driving Tips

Tips to drive safe.



You can save on New Jersy Auto Quote>> Drinking and driving is the leading cause of death for Americans between the ages of 17 and 24. The cost of an average DUI is $3,000. Deer are most active between 5 and 8 pm. Headlights have an illumination range of 200 to 250 feet. To allow for sufficient brake time, reduce your speed to 45 miles per hour at night. Keep in mind that deer wander in groups. If you see one crossing the road, be alert for more deer that could be following. Keep headlights on one hour before dusk and one hour after dawn to increase your vehicle’s visibility. Regularly clean the interior of your windshield to eliminate glare while driving at night. Light is reflected back off of the fog, so using your high beams can reduce visibility. Drunk-driver-related accident fatalities are at their highest on Friday and Saturday nights. Distances are more difficult to gauge at night. If your car breaks down at night, turn on emergency lights and the inner dome light and don’t get out of your car until assistance arrives. You are safer in your car with your seat belt on. Adjust your car’s headrest to a height behind your head – not your neck – to minimize whiplash in case you are involved in an accident. Never try to fit more people into your car than you have seatbelts for. Never use cruise control in wet or slippery conditions. Never attempt to make repairs to a vehicle while it is in an area exposed to other traffic. Keep items in your vehicle such as flares, flashlights, blankets, water, and a first aid kit. Avoid smoking while driving at night. The nicotine and carbon monoxide in smoke impairs night vision. Using your headlights during the day and early evening makes it easier for other drivers to see you. If you find yourself hydroplaning, do not brake or turn suddenly. Ease your foot off the gas pedal until the car slows and you can feel the road again. Avoid hydroplaning by keeping your tires inflated correctly and maintaining good tire tread. When signs of fatigue begin to show, get off the road. Take a brisk walk or a short nap in a safe and well-lit area. The best defense against a drunk driver is wearing your seat belt. Check your shoes. Removing ice and snow from your shoes before getting in your vehicle helps avoid fogging windows. As they melt, they create moisture build-up, causing fog on the inside. If you forget, turn on your air conditioner for a few minutes which counteracts the fog by becoming a dehumidifier. Slow down when approaching intersections, off-ramps, bridges or shady spots. These all have potential to develop black ice. Due to the difference in the exposure to air and sunlight, the surface condition can be even worse on a bridge or a shaded area. Don’t pass snow plows or sanding trucks. These drivers have limited visibility and you’re more likely to find that the road in front of them is worse than the road behind. Stay patient and follow behind at a safe distance. Remove snow and ice from your car before driving. This not only helps your visibility but ensures your safety and the safety of other drivers. Don’t forget to remove ice and snow from the roof or your car as it has the potential to fly off and cause serious injury to other drivers. Also don’t forget to clean off your headlights and taillights. Check the exhaust pipe. When winter weather arrives make sure your exhaust pipe isn’t clogged with snow, ice or mud. A blocked exhaust could cause deadly carbon monoxide gas to leak into the passenger compartment when the engine is running.

 

Who can receive CURE auto insurance?

To receive CURE insurance, you must have the following:

• At least three years of hands on driving experience, during which no more than 9 points can be deducted by traffic violations.

• If however you are in two collisions and not at fault in both, it will not count against you.

• No driving while intoxicated or driving under the influence (DWI/DUI) violations for the previous five years. This applies to the applicant and anyone living at the same residence.

CURE only considers families if the oldest child is not less than 4 years from driving age. This enables CURE Auto Insurance’s executives proper time to observe the parents for at least two years before extending its services to a beginning driver.

High car insurance premiums are still a problem in today’s fast paced society. If your auto insurance premiums are higher than what you would like them to be, call CURE Auto Insurance. Auto insurance shouldn’t put a dent in your wallet or your lifestyle, if it does CURE’s well trained staff know just what to do in order to help get your wallet and your life back in shape.



By: Sanny

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New Jersey Housewife�s partner arrested with DUI and credit card debt prices



NEW JERSEY – The spouse of a New Jersey Housewife star checked into New Jersey’s Morris County Jail on Monday sticking with a DUI scenario that led to driving with a suspended license.

Joe Guidice, husband of „The Real Housewives of New Jersey” star, Theresa Guidice, acquired his license taken from him sticking with a DUI circumstance that was highlighted for the duration of a taping of the present.

Guidice was concerned in an accident in which he crashed his automotive and was suspected of driving drunk.

Guidice denies the charges and the few contends that Joe was not under the influence of alcohol at the time of the accident. The only alcohol he consumed was a glass of scotch to calm down following the accident occurred.

Guidice was sentenced to ten days in jail as very well as a $300 good, seven-month suspended license and 12 hrs of driving instruction.

Joe is serving jail time sticking with a bankruptcy file for an $11 million dollar consumer debt that acquired remained personal between the few.

If you or a cherished 1 have been concerned in a drunk driving event, get in touch with a workforce of specialist DUI lawyers to combat for your rights. Often, breathalyzer tests are not calibrated correctly or a individual may be arrested for a DUI without having enough proof. DUI lawyers are professionals in this location and will ensure that you do not get penalized unfairly.

If you are the victim of a DUI related accident that was not your fault, there are DUI lawyers offered to help you as properly. Your attorney will see to it that you obtain compensation for any injuries or house damage you have sustained as a outcome of a drunk driving incident.

Get in contact with skilled DUI lawyers close to you to start fighting for your scenario.



By: Abdul Cortez

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Digital Age Marketing Group, Inc. is a full service internet marketing firm that prides itself on unparalleled service and performance. We are committed to providing unbiased internet marketing advice and prudent strategies for growing your business. Our services are always tailored to your unique needs. We provide SEO optimization, sales lead generation, and Google local business center ad placement. Digital Age Marketing Group’s search engine visibility is geared towards driving potential clie



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NJ Speeding Ticket Law Update : Court Finds New Jersey Speeding Radar Device Inadmissible And Unreliable



Court Finds NJ Speeding Radar Device Inadmissible and Unreliable

Defendant Green was convicted of speeding for driving sixty-three in a forty-five mile per hour zone. Before his trial, he submitted numerous discovery requests to the police department, the prosecutor, and the court. Most of his requests were denied or limited in scope by the trial judge. In addition, he attempted to prove that the speed limit in the area was not what the officer said it was by submitting a Department of Transportation report. But the trial court ruled that this report was hearsay and did not admit it into evidence. At trial, Defendant Green attempted to challenge the reliability of the radar device by testifying as an expert witness. The trial court did not allow him to testify because he did not provide an expert witness report to the prosecution and because he did not qualify as an expert in the field. At trial, the judge took judicial notice of the reliability of the Stalker Lidar device. Defendant Green appealed the trial court’s decision. The Superior Court of New Jersey, Appellate Division held that:

1. The following discovery errors warrant a new trial:

a. The trial judge erred in limiting the scope of a discovery request for „complete history of the officer’s training on the radar device” to only his laser card, which indicates that he was trained by the manufacturer in using the device. Any of the officer’s specific training and experience with the device is discoverable.

b. The trial judge erred in denying discovery requests for training and operating manuals on proper use of the device by the officer. Such requests were clearly relevant to whether the officer properly operated the device on the day in question.

c. „The officer’s September 8, 2008, log book is certainly relevant to the officer’s testimony and would have enabled defendant to challenge the accuracy of the officer’s ability to recall the events on that date.”

d. The trial judge erred when he refused to order the prosecutor to provide defendant with the repair history of the Stalker Lidar device for the twelve months preceding the request. This evidence should have been in the possession of the government and is relevant to proving that the machine was not working properly.

2. The trial judge erred in ruling that the documents supplied to defendant by a DOT official, who represented that they were „true and exact copies of the records represented,” were inadmissible hearsay. Such documents were admissible under the public records exception of N.J.R.E. 803(c). Such evidence was relevant to impeach the officer’s testimony regarding the speed limit in the area. This substantially prejudiced the defense. And as a consequence, a new trial is required.

3. The trial judge erred in denying defendant to testify as an expert witness regarding the reliability of the radar. The governing rule Rule 7:7-7(c)(5) – which precludes expert testimony where a report was not first served upon the prosecutor – applies only „if the State serves a written notice on a defendant of the discovery it seeks.” Further, the judge also erred in ruling that the defendant was not qualified to be an expert witness without first holding a hearing to „ascertain the factual testimony that would be offered and the opinions that would be expressed” pursuant to N.J.R.E. 104.

4. Both judges below erred in taking judicial notice of the reliability of the Stalker Lidar device. „[This device] may not be used in the trial courts as proof of speed until its accuracy has been established at least through the minimal type of testing used to establish the scientific reliability of the LTI Marksman 20-20.”

The Law Offices of Thomas Carroll Blauvelt, LLC is an experienced New Jersey law firm that can answer all your legal questions surrounding your DWI, traffic, or criminal law issues. Our toll-free 24/7 hotline at 1-877-676-7729 stands ready to serve you now. We have 4 convenient offices in Edison, Bridgewater, Piscataway, and Oldwick, New Jersey.



By: Kris Slevens

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New Jersey Traffic Tickets



New Jersey Traffic Tickets has seven (7) traffic ticket attorneys that provide legal services for all traffic ticket violations in New Jersey including speeding tickets with radar, DUI, DWI, careless driving, reckless driving, driving with no car insurance, driving while license is suspended. Let our NJ traffic ticket attorneys go to court for you and win your traffic ticket by eliminating or reducing the points and keeping your car insurance rates low.

New Jersey Traffic Tickets has over 100 years of combined traffic ticket experience in winning all types of traffic ticket violations. Our attorneys can handle ALL summons and traffic ticket issed in the state of New Jersey. After handling tens of thousands of cases we are confident that we can give you an accurate traffic ticket quote and tell you what type of outcome to expect for your ticket. If you have been issued a traffic ticket violation the last thing you want to do is pay for the ticket as this will raise your insurance premiums. New Jersey state has one of the highest average insurance premiums in the entire United States and one sure way to skyrocketing insurance premiums is an accumulation of points on your drivers license. Keep you drivers license clean and ensure you fight every traffic ticket you receive! Even if you were caught speeding on radar, we have legal loopholes to win speeding tickets too! Some of the traffic ticket defense strategies we may use would be to ask the prosecutor questions such as: Was the officer trained to use the radar gun? How current is the officers training in the calibration of the radar gun? Was the calibration set to the correct parameters, etc. Ensure you call our toll free number at 1 866 99 WE WIN for your free traffic ticket consultation! You can also visit us online at http://www.NewJerseyTrafficTickets.us for your free quote! We will provide a quote via email within 24 business hours of your email submission!



By: lazysubmit

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DWI Proof of Intoxication in New Jersey



It is a MISTAKE to assume the State’s case against you is strong. Many people just assume they have no leg to stand on and a majority of the time that is just not the case. There are many laws in dealing with DWI and many police officers do not follow those laws correctly.

One of the issues to address is whether or not there really is proof of intoxication.

Can the state prove you were driving while intoxicated (DWI)?

According to New Jersey DWI law, if you were driving a vehicle and your blood alcohol content (BAC) was .08 or more, you are guilty of driving while intoxicated.

You may also be arrested if an officer determines by other means that you were under the influence of drugs or alcohol while driving.

There are a number of defenses to this „claim of intoxication„.

Breath and blood tests are notoriously inaccurate.

 

it is not uncommon for the officer administering the test to lack the necessary qualifications

If a lawyer can demonstrate that the BAC test results are invalid, the judge may dismiss drunk driving charges altogether.

The prosecutor may also claim you were impaired by drugs or alcohol on the basis of:

eyewitness statements

 

statements you made at the time of your arrest

 

or weaving in and out of lanes while driving

Depending on the circumstances, such observational evidence can be successfully challenged.

Field sobriety tests, such a walking a straight line or reciting the alphabet are usually administered by an office who has already decided you are intoxicated.

Such tests are only 65-75% accurate and rarely strong enough to convict without other evidence.

If you refuse a blood or breath test you can still be charged with driving while intoxicated (DWI).

Every case is unique, and there are a number of defenses to charges of intoxication. You always want to look for experience council that can take care of your DWI case in New Jersey. The last thing you will want to do is try and fight this on your own. DWI law can be very hard to understand and there is a reason lawyers go to law school. Make sure your DWI lawyer has handle similar cases before and can prove it.



By: Chris Narfundle

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If you want to learn more about DWI laws in New Jersey stop by duinewjersey.org to see what your chances are in a DWI case.



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Rachel Kugel on the Morning Show with Mike and Juliet

kugellaw asked:


Criminal Defense attorney Rachel Kugel on the Morning Show with Mike and Juliet discussing the Drew Peterson case. For more information on Rachel check out www.newjersey-dui.com or www.ny-dui-lawyers.com

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What Are The New Jersey Dui Laws And Their Penalties?



New Jersey has some unique dui laws, not the least of which is dui vs dwi. Although most states’ drunk driving laws are grouped under the driving under the influence (DUI) heading, New Jersey also has a DWI (driving while intoxicated) heading. What’s the difference between dui and dwi? Whereas a New Jersey DUI will be prosecuted as a violation of the “per se” laws against having a blood alcohol concentration (BAC) of .08 or more, you will be charged with a New Jersey DWI if you are thought to be under the influence based on unsafe driving patterns and/or poor performance of field sobriety tests.

In 2005, New Jersey passed “John’s Law,” named after John Elliot. John was a young man who was killed by a driver who was still drunk, even after being released from jail. This unique law gives police the authority to impound the car of an intoxicated driver for at least a period of 12 hours.

If you refuse to take a blood or breath test following a dui stop, that is evidence that will be admissible in court. Worse yet, there are penalties of surcharges amounting to $1,000 a year for a period of 3 years for the first and second dwi convictions within 3 years, and $1,500 a year for 3 years for the third offense, as well as a $100 dui enforcement surcharge.

Most other states have laws for drivers under the age of 21 that say you cannot have a BAC of .02 or above. In New Jersey, however, it’s .01 or above. If you are 21 and are charged with a New Jersey DUI or DWI, your driver’s license will be suspended from 30 to 90 days, and you will be required to perform between 15 and 30 days of community service.

The consequences for commercial drivers who are found to be drunk are also unusual – and severe. Your first offense in any vehicle will result in the suspension of your commercial driver’s license (CDL) for a period of 1 year, and your basic driver’s license will be suspended from 3 to 12 months. A second dui conviction will result in a permanent revocation of  your CDL, and a 2-year suspension of your basic license. Any subsequent convictions will result in a lifetime disqualification.

Did you know that you do not have the right to a jury trial for a DUI in New Jersey? You only have the right to stand before a judge, who will listen to the evidence and decide your guilt. If you lose, your dwi attorney can request a “de novo” appeal, and a different judge will hear your case.   

Other unique dui laws in New Jersey include the fact that the court, not the Department of Motor Vehicles (as is customary), will decide any revocation or suspension of your driver’s license, and driving while in the possession of drugs brings a 2-year loss of your driver’s license and a $50 fine.



By: johnsonmerel

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MyDUIAttorney.org is a directory of qualified attorneys, lawyers and firms who deal with drunk driving cases and help defend those charged with a DUI offense. The directory provides a source of marketing and lead generation for these attorneys, lawyers and law firms, making it easy for DUI offenders to search and contact qualified professionals who can help them.



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How to Keep Your Driver License After Getting a DUI

Are You About to Lose your Drivers License? WE CAN HELP!

No other website can offer you this invaluable information! www.GetaLicense.org

 

We are Straight and to the point and wont waste your time with pages and pages to read trying to beat around the bush about what we can do for you.

Its very simple.. If you are about to lose your drivers license.. We CAN Help You before its too late!

* Other Sites make claims to help you clean up your license.. they do Not offer you any information on how to Get A License! That’s what you need.. A Drivers License.. Period!

PROBLEM:

Losing your driving privilege can be equal to a death sentence to many people especially if you live or work in an area that requires driving to and from work. The bottom line is.. if you can’t drive.. your life is going to be completely unbearable and will cause you even more financial and legal problems then you ever imagined if you are caught driving on a suspended license!

SOLUTION:

WE Offer a 100% Proven Method to get you a Valid Drivers License 100% Legally!

If You or a Loved one are about to lose your Drivers license

for any of the following reasons:

DUI or DWI(Even if this is your 3rd or 4th DUI.. We Can Help!) Reckless Driving or Refusal to take Breath Test Suspensions Suspensions Caused by Too Many Points or Accidents Suspended due to Failure to Pay Child Support Suspensions due to no insurance Failure to pay Traffic Fines Habitual Traffic Offender Suspensions Forced to have an Interlock Device and you simply don’t want one!

There are only 2 requirements to getting your new Drivers License:

1. You MUST have a Current Valid Drivers License

2. Follow the Guide exactly as recommended!

The Result: You can have a VALID License in as little as 24 to 72 hours even if you have a pending court case and the state takes your license.. You will STILL be able to drive and this is No Gimmick!

 This Program is SPECIFICALLY for anyone that has received a Notice of Suspension OR you have a pending court case which will result in losing your license .

Don’t be fooled and don’t kid yourself.. If your one of hundreds of thousands of people out there with a pending DUI Case and this is your 1st, 2nd or 3rd DUI you could lose your license for a minimum of 1 year up to 10 years or even for life depending on the severity of your case with NO Chance of Getting Hardship License!

Things You NEED To Know:

1. Even if you have a Lawyer they CANNOT prevent the Driver license Bureau from taking your license due to DUI’s or Points, etc.

2. Most lawyers only focus on keeping you out of jail and that’s it!

3. Hiring a lawyer is absolutely No Guarantee you will get to keep your license.

4. If you follow our guide you will have a new driver’s 100% Legally!

5. If you do not take action now and wait until your license is suspended by your state.. No One Can Help You!.. Not even us!

** We are in No Way Affiliated with any Drivers License Branches, Offices or Organizations **



By: jon121970

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What Happens After a DUI in Erie, PA?



There’s nothing as shocking as being arrested for a DUI charge. In fact, it can be so overwhelming that you simply don’t know what to do or what to expect. At www.PA-DUI-Defender.com, we help clients in their defense against DUI charges. We know exactly what happens after a DUI in Erie, PA and will help you understand the process.

You were stopped for some sort of traffic violation. The police officer suspected that you may be Driving Under the Influence (DUI). The officer may have asked you to comply with field sobriety tests and/or further testing to determine your Blood Alcohol Content (BAC). If your BAC was 0.08% or higher you were charged with a DUI.

You may think that the most difficult part of the process was the arrest and being charged with a crime. Unfortunately, our DUI attorney in Erie, PA knows that there are a lot more difficulties in store for you. If you are convicted of a DUI you could face:

An automatic suspension of your driver’s license Possible jail sentence for up to a year Fines between $600 and $1200 Increase in insurance rates Mandatory attendance in drug or alcohol counseling

 

It’s critical that you begin working with a qualified DUI attorney in Erie, PA. Our attorneys have extensive experience helping clients understand what happens after a DUI in Erie, PA and navigating the courts. A DUI charge is not simply a cut-and-dried process. There is a lot experienced DUI attorneys in Erie, PA can do to assist you in your defense, including:

Evaluate the traffic stop, the arrest process, and the case against you. Provide insight into the testing procedures and evaluate whether the tests were performed correctly and the machinery in working condition. Arrange for expert witnesses to work on your behalf. Use experience and relationships within the courts, prosecutor’s office and judges to work on your behalf.

 

Contact our DUI attorney in Erie, PA at www.PA-DUI-Defender.com to find out how we can help you defend yourself against these charges and work to get your life back on track.

 



By: Grant C. Travis

About the Author:
Grant C. Travis is a member of the Erie County and PA Bar Associations. Attorney Travis is admitted to practice in all Pennsylvania Courts and the U.S District Court, western District of Pennsylvania. He is an experienced Pennsylvania DUI attorney who has defended 1,000’s of PA DUI Cases.www.pa-dui-defender.com The DUI Defense Group has offices in Erie, Edinboro and Warren, PA and focus on DUI defense in Erie County.



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